Pathways to Economic Mobility
This innovative program enables North Texas families to increase savings, improve credit scores, reduce debt and avoid predatory loans.

Through Pathways to Economic Mobility, we pilot, replicate and scale successful financial products and services, including:
- Free Tax Prep services: delivers free tax preparation to ensure families can maximize their tax refunds and build a foundation for savings
- Affordable Loan Initiative: offers small loans that are fair and flexible and do not require a credit check, creating an alternative to predatory payday and auto loans
- Dollars for College: expands access to affordable, long-term savings accounts for low- and moderate-income families
- Financial Inclusion Roundtable: connects low- and moderate-income families to insured deposit accounts, fair credit and quality financial capability programs
- Financial navigators: deliver individual financial guidance and education to ensure local families can meet their financial goals
Results & Impact
-
9,478
free tax refunds filedresulting in $13.2 million in refunds last year -
$1,393
average tax returnprovided to North Texans last year -
230
small-dollar loanstotaling nearly $200,000 provided to low-income individuals last year
9,478
free tax refunds filed
resulting in $13.2 million in refunds last year
$1,393
average tax return
provided to North Texans last year
230
small-dollar loans
totaling nearly $200,000 provided to low-income individuals last year
Pathways to Economic Mobility was created by:
- United Way of Metropolitan Dallas
And enjoys the support of these generous sponsors:
- Amegy Bank •
- American First National Bank •
- Capital One Bank •
- Communities Foundation of Texas •
- Internal Revenue Service •
- Opportun •
- Prosperity Bank •
- PurePoint Financial •
- US Bank •
- Wells Fargo
Invest in Lasting Change
Together, we can improve access to education, income and health so all North Texans can thrive.
Explore Our Other Programs
We create, lead and invest in initiatives that improve access to education, income and health.
-
Character Playbook
Encourages students to build values and character with the support and involvement of NFL players and representatives. -
Dollars for College
Expands access to affordable, long-term college savings accounts for low- and moderate-income families. -
Healthcare Navigators
Supports North Texans who are looking for health insurance through the Marketplace, Medicaid or CHIP. -
Help Me Grow NTX
A free family support line that promotes child development by connecting North Texas families with community-based resources. -
Homelessness Prevention
Supports North Texans who are at risk of eviction to ensure more families can stay in their homes.