Skip to main content

Author: United Way of Metropolitan Dallas

Parent Education Resources

Our Dallas County HOPES partners offer free parent education, home visiting, support services and connections to local resources for parents with children up to age 5.

Sign Up

Sign up through one of our partner agencies below:

Abide Women’s Health Services
Email: info@abidewomen.org
Offers healthcare and complimentary services that are easily accessible, holistic, evidence based and free from judgment.

AVANCE-North Texas
Alejanda Alfaro
Email: alejandra.alfaro@avance-dallas.org
Phone: 469-213-9896
Provides parent-child education programs and individualized case management to eligible families based on a needs assessment.

Help Me Grow
Email: lhasley@ccgroup.org
Connects parents to community resources through parent navigators who deliver individualized assistance.

Family Care Connection
Jessica Thomas
Email: jthomas@familycareconnection.org
Phone: 972-298-3366
Offers home visiting for children from birth to three years, empowering parents to become their children’s first teacher.

Flourishing Family
Email: karen.caldwell@metrocareservices.org
A free nurse home visiting program that teaches parents how to nurture the whole family and encourage children’s health and wellbeing.

Lumin Education
Email: molly.sandoval@lumineducation.org
Phone: 214-824-8950 ext. 237
Offers home visiting for children from birth to three years, empowering parents to become their children’s first teacher.

About the Program

Dallas County HOPES (Healthy Outcomes through Early Prevention and Support) is funded by the Texas Department of Family and Protective Services and supported by Abide Women’s Health Services, Avance North Texas, ChildCareGroup, Family Care Connection, Lumin Education, and Metrocare Services.

For more information, please contact Caty Field, HOPES Director at United Way of Metropolitan Dallas.

Financial Assistance for Healthcare Coverage

Apply Now

Open enrollment has ended for 2024 health insurance plans. However, you may be eligible to apply for insurance if you have had a life changing event, which includes loss of employee-sponsored coverage. To apply for health insurance and financial assistance, contact the United Way Healthcare Navigators program.

You can also contact our partner organizations to apply for coverage and financial assistance:

What is available?

  • Three months of financial assistance
  • Help with comparing health plans, understanding benefits and choosing the right plan for you

Who is eligible?

  • Individuals and families under 350% of the federal poverty level ($38,640 for individuals, $52,260 for a family of two, $65,880 for a family of three)
  • North Texans living in Collin, Dallas, Denton, and Tarrant counties
  • U.S. citizens
  • Immigrants lawfully present in the U.S.
  • People with pre-existing health conditions

Frequently Asked Questions

What is The Affordable Care Act (ACA)?

The Affordable Care Act, also known as Obamacare, is a federal law enacted in 2010. It requires all U.S. citizens and legal residents to have health insurance or pay a penalty. The ACA established the Health Insurance Marketplace, an internet-based system, to enable the public to shop for qualified health plans. The Marketplace is the only way to apply for financial assistance (tax credits) to reduce monthly premiums.

When can I apply for health insurance?

Outside the open enrollment period, you may only get health insurance if you have a life changing event, which includes loss of employee-sponsored coverage. Contact a healthcare navigator to see if you qualify.

How can I get additional resources and financial support?

Dallas County residents can receive additional financial assistance, resources and emergency assistance through Community Council of Greater Dallas. Contact them at www.ccadvance.org or at (214) 871-5065.

About the North Texas Healthcare Coverage Collaborative

United Way of Metropolitan Dallas partnered with the Dallas-Fort Worth Hospital Council and the Dallas County Enroll North Texas ACA Coalition to launch the North Texas Healthcare Coverage Collaborative. The innovative collaboration seeks to address the growing number of uninsured North Texans, as a result of COVD-19, by providing financial assistance to ensure they can maintain healthcare insurance coverage.

Communities Foundation of Texas’ W.W. Caruth, Jr. Fund, Medical City Healthcare, and Methodist Health System generously contributed seed funding of $200,000, $100,000 and $25,000, respectively, for this initiative.

Sign Up For Affordable Health Insurance Today!

Let us help you today

With the support of our certified navigators, it’s easy to find the right health insurance for you and your family. Sign up today and a navigator will help you:

  • Compare health plans
  • Understand your benefits options
  • Select the best qualified health plan for your needs
  • Apply for subsidies to lower your monthly premiums

Sign up from November 1st, 2024 through December 18th, 2024 for coverage to begin January 1

Open Enrollment from November 1, 2024 through January 15, 2025

Call now to sign up for free! We cover 16 Counties in North Texas

Call Now

By submitting this application, you authorize a certified navigator to contact you to discuss your health insurance options, and if necessary, you will receive FREE assistance with your application.


About The North Texas Consortium

We are a group of local community organizations dedicated to increasing health insurance coverage in North Texas. Led by United Way of Metropolitan Dallas, the Consortium maintains a network of Healthcare Navigators who assist our neighbors in signing up for health insurance coverage.

Our Partners

Coverage Area

Our Healthcare Navigators program covers a 16-county region and includes Collin, Cooke, Dallas, Denton, Ellis, Fannin, Grayson, Henderson, Hunt, Johnson, Kaufman, Navarro, Parker, Rockwall, Tarrant and Wise counties.

Health Insurance Marketplace logo
For more information, visit healthcare.gov.

The project described was supported by Funding Opportunity Number CA-NAV-21-001 from the Centers of Medicare & Medicaid Services. The contents provided are solely the responsibility of the authors and do not necessarily represent the official views of HHS or any of its agencies. 10/21

Dollars for College

Through Dollars for College, United Way of Metropolitan Dallas and our partners offer a simple way to save for your child to go to college.

Opening a college savings account for your child can have a huge impact: With $500 saved, your child is three times more likely to attend college and four times for likely to graduate. Completing college can set a child up for a good-paying job, career advancement and a lifetime of financial security.

Benefits:

  • Open a Dollars for College account online at any time.
  • No initial deposit needed, no minimum balance, and no enrollment fees.
  • There are no age, income or residency restrictions, and you can choose from a range of investment options.
  • If your child attends Lancaster or Richardson ISD, the district will make an opening deposit of $50 in your child’s account.

Open an Account Today

  • My child attends school in Lancaster ISD: Sign up
  • My child attends school in Richardson ISD: Sign up
  • My child attends school in Henderson County, TX: Sign up
  • For all other children: Sign up

How does it work?

Dollars for College uses an innovative 529 plan to open a high-quality, low-cost college savings account. Over the years, you can make deposits yourself and encourage family members and friends to make deposits for your child on special occasions (birthdays, holidays, etc.). Every dollar saved goes toward your child’s future.

Funds from a my529 children’s savings account must be used for qualified higher education expenses of your child at any eligible educational institution in the United States or abroad that participates in federal student aid programs.

Qualified higher education expenses include:

  • Tuition and mandatory fees
  • Books, supplies and equipment required for enrollment
  • Computers and peripheral equipment, educational software and internet access
  • Room and board for students enrolled at least half-time
  • Services a special-needs child requires to enroll or attend a post-secondary school
  • K-12 tuition expenses at public, private or religious schools

Parent Resources

For more information, contact the Dollars for College Program Administrator at DollarsForCollege@unitedwaydallas.org

Free Digital Skills Training

United Way of Metropolitan Dallas and our partner CARDBoard Project offer free digital skills training programs that cover the basics of Google Suite, financial literacy, job readiness, resume building and online safety. No prior computer experience is required.

Digital Skills for Families
The Digital Skills for Families program turns digital skills training into a family affair! DISD high school students and their legal guardians can enroll in the program as a pair (or more) and take digital skills training with us.

Digital Skills for Adults
A digital skill training program established to provide individuals with the essential skills to leverage technology for professional and personal advancement. Sessions will focus on basic computer skills, keyboarding and typing, online safety, Google Suite Training, resumé building, navigating Zoom and Indeed, and financial literacy. The program is a collaborative effort to ensure participants are supported during and after the course.

Benefits

  • Learn with the support of a team
  • 24/7 access to online class resources
  • Connect to employers at graduation
  • Increase typing skills

Sign Up Now

For more information, please complete the form below.

Class dates will be announced soon. Register and save your spot now.

Questions? Visit cardboardproject.org, or contact Claudia Giraldo at CARDBoard Project at 972-571-3202 x2048 or digitalskills@cardboardproject.org.

Hear from Program Graduates

  • Deambra G.

    So many great things have happened in my family since graduating from the program. We attended classes and gained so much knowledge that it made us better.”

  • Deambra G.

    My kids definitely need the unlimited Wi-Fi…Having all girls, their safety is always our No. 1 priority! With the hotspot, the girls now have access to call us or text us if they need anything and when they are on the bus.
  • Local parent

    The laptops we received help [my children] complete missing assignments and get caught up… I’ve seen a drastic increase in their grades. The biggest victory is that my oldest daughter will graduate on time. She went from not caring about graduating to now wanting to attend community college!
  • Local student

    I struggled in the beginning, and it was frustrating, but my parents helped me catch up. Toward the end of training, I was helping my parents!
  • Program graduate

    [The program] helped me create a better resume to obtain a better paying job.”
  • Schlaurin B.

    Thanks to the Google Suite Training Class, I am able to communicate via email, open and save documents, and help my kids with homework. The kids use their laptops every day for schoolwork.

Continue reading

Banking Resources

Why Get a Bank Account?

  • Your money is safe and FDIC insured up to $250,000.
  • You avoid check-cashing fees.
  • You can shop online and pay bills from anywhere.
  • You can keep an eye on how much money you have.

Recommended Banks

Albert
Mobile banking, savings and investing—all in one place

Bank On
Accounts with low or no fees, no overdraft charges, online bill pay and other basic features

Capital One 360 Checking Account
Online checking account, no minimum deposits required, no fees

Chime
Online banking with no monthly fees, no opening deposit or minimum balance required

First United Bank Checking Account
Debit card, online banking and bill pay, no minimum balance, monthly fee waived with e-statements or required monthly balance

SmartyPig
Free, online savings account

Stretch
Stretch makes it easy for people coming home from prison to apply for banking services—even if they don’t have a State ID yet. You can apply for a Stretch card using your prison ID and release paperwork. Stretch does not check your credit, past banking history, and there is no monthly service fee or minimum balance requirements.

Start your online application by visiting www.stretch.money. Questions? Call 877-275-4115 or email help@stretch.money

Wells Fargo Clear Access Banking
No overdraft fees and a low initial deposit

Additional Banking Resources

Affordable Loans

Capital Good Fund

Offers a variety of low-cost loans to fit your needs:

  • Crisis Relief Loan: $300 to $1,500 at 5% annual percentage rate
  • Immigration Loan: $700 to $20,000 at 15.99% annual percentage rate
  • Credit Builder Loan: 0% loan reported to all three credit bureaus to help you build credit; make 12 monthly payments of $5

Apply now

Society of St. Vincent de Paul

Offers two types of low-interest loans via their Mini Loan Program. To qualify for these loans, you must have a current income and a bank account with direct deposit.

  • Predatory Conversion Loans: Designed to pay off payday and auto title lenders by allowing you to convert to a low-interest, loan amount up to $4,000.
  • Emergency Loans: Loans of $500 to $2,500 for major financial needs such as vehicle repairs, urgent home repairs, appliance purchases, apartment deposit, medical bills or funeral expenses.

Both loans are offered at 3% APR for a period of 12 months with no penalty for paying off early.

Loan requirements: a reliable and documented source of income for a minimum of 6 months with direct deposit, a bank account or eligible debit card, and a willingness to receive financial coaching.

Apply now

Alternatives to Payday and Auto Title Loans

In partnership with the Texas Fair Lending Alliance, RAISE Texas now offers consumers better options for accessing cash than predatory payday and auto title loans:

Additional Resources

  • Community Loan Center: Employer-based small-dollar loans
  • NOVA: Facilitates access to credit, mobile phones, student and auto loans for immigrants without a U.S.-based credit history
  • On the Road Lending: Affordable loans for reliable cars
  • Petal: Offers no-fee credit cards using cash flow underwriting and serving consumers without established credit history
  • Self.: Helps individuals build credit while saving money by offering 12- to 24-month installment loans, with no credit history needed
  • SUSU: Reports rental payments to help build credit and provides rental relief

Legislative Session Pre-Briefing: Income

In preparation for the 2023 Texas legislative session, which begins Jan. 10, United Way of Metropolitan Dallas recently partnered with the United Ways of Tarrant, West Ellis, Grayson and Denton counties to host a special three-part virtual public policy series. During each event, our panels of experts explored the most pressing state policy issues facing North Texans in the areas of education, health and income.

The Sept. 27 virtual event featured a panel of experts who delivered insights into some of the key income-related topics that are likely to come up this legislative session:

  • Ashley Harris from United Ways of Texas and Texas WORKS, who tackled the topic of workforce development
  • Ben Martin from Texas Housers, who discussed housing stability
  • Elizabeth Henneke from Lone Star Justice Alliance, who explored criminal justice reform

These topics align with our own goals for our community, which center around ensuring more North Texas adults have access to good-paying jobs and can achieve financial security.

View a video recap of the speaker’s remarks, or read on for highlights:

Ashley Harris, United Ways of Texas – Digital Equity

 

Ben Martin, Texas Housers – Housing Stability

 

Elizabeth Henneke, Lone Star Justice Alliance – Criminal Justice Reform

To start off the event, Harris stressed the importance of policymakers supporting workforce development policies that specifically focus on low-income and underserved populations.

“We’re going to be asking policymakers next session to ensure that any of our workforce strategies get to the attainment of family-sustaining-wage jobs,” she said. “We want to make sure that’s built into any state-wide workforce goals. We should be investing in education and training opportunities that ultimately get families to those quality, high-wage jobs.”

On the topic of housing stability, Martin explored the role of affordable housing, emphasized the importance of legal representation for tenants in eviction court and called on legislators to pass a law that prohibits landlords from discriminating against Section 8 voucher holders.

“Finally, of the $16 billion in American Rescue Plan Act funds that the state had for discretionary purposes, there’s $3 billion remaining,” Martin said. “We believe that as much of that as possible needs to go to income-restricted housing development and tenant stability, like replenishing our successful state-wide emergency rental assistance program.”

Lastly, Henneke discussed how the “revolving door” of the criminal justice system—which sees recidivism rates of more than 75%—keeps the state from making progress in other areas, such as education, financial security and housing.

“What you’re going to see at the Texas Legislature is a real focus on criminal justice,” she said. Some of the key topics Henneke expects for policymakers to tackle this session include the role of police in our communities, the use of force on citizens, cash bail and sentencing reform.

 

Advocate with United Way

As you can see from our All Eyes on Austin income event, the upcoming legislative session is poised to have a significant impact on North Texans. We invite you to join us in advocating for our key income-related priorities:

  • Ensuring access to safe, quality, affordable housing stability for all
  • Enhancing innovative solutions for moving workers into good jobs and ensuring employers have a pipeline of skilled, ready-to-work employees
  • Expanding access to financial products that will allow Texans to build and grow savings and assets

Throughout the 140 days of the 2023 legislative session, United Way of Metropolitan Dallas will work with advocates like you to demonstrate community-wide support for key policy issues that impact education, income and health in North Texas. No one organization or person can successfully create significant change on any given issue; rather, we are most successful when we can rally the entire community—individuals, corporate partners, nonprofits and more—and make it a true movement.

We make it easy to advocate for lasting change. Sign up for our Advocacy Alerts, and we’ll let you know when and how to contact your elected officials to make the biggest possible impact.

Interested in learning more? Read our blog about how and why we advocate.