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Financial Assistance for Healthcare Coverage

Did you lose your employer-sponsored health insurance after becoming unemployed as a result of the COVID-19 pandemic? You may be eligible for financial assistance through the North Texas Healthcare Collaborative, a partnership between United Way of Metropolitan Dallas, the Dallas-Fort Worth Hospital Council and the Dallas County Enroll North Texas ACA Coalition.

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Open enrollment has ended for 2024 health insurance plans. However, you may be eligible to apply for insurance if you have had a life changing event, which includes loss of employee-sponsored coverage. To apply for health insurance and financial assistance, contact the United Way Healthcare Navigators program.

You can also contact our partner organizations to apply for coverage and financial assistance:

What is available?

  • Three months of financial assistance
  • Help with comparing health plans, understanding benefits and choosing the right plan for you

Who is eligible?

  • Individuals and families under 350% of the federal poverty level ($38,640 for individuals, $52,260 for a family of two, $65,880 for a family of three)
  • North Texans living in Collin, Dallas, Denton, and Tarrant counties
  • U.S. citizens
  • Immigrants lawfully present in the U.S.
  • People with pre-existing health conditions

Frequently Asked Questions

What is The Affordable Care Act (ACA)?

The Affordable Care Act, also known as Obamacare, is a federal law enacted in 2010. It requires all U.S. citizens and legal residents to have health insurance or pay a penalty. The ACA established the Health Insurance Marketplace, an internet-based system, to enable the public to shop for qualified health plans. The Marketplace is the only way to apply for financial assistance (tax credits) to reduce monthly premiums.

When can I apply for health insurance?

Outside the open enrollment period, you may only get health insurance if you have a life changing event, which includes loss of employee-sponsored coverage. Contact a healthcare navigator to see if you qualify.

How can I get additional resources and financial support?

Dallas County residents can receive additional financial assistance, resources and emergency assistance through Community Council of Greater Dallas. Contact them at or at (214) 871-5065.

About the North Texas Healthcare Coverage Collaborative

United Way of Metropolitan Dallas partnered with the Dallas-Fort Worth Hospital Council and the Dallas County Enroll North Texas ACA Coalition to launch the North Texas Healthcare Coverage Collaborative. The innovative collaboration seeks to address the growing number of uninsured North Texans, as a result of COVD-19, by providing financial assistance to ensure they can maintain healthcare insurance coverage.

Communities Foundation of Texas’ W.W. Caruth, Jr. Fund, Medical City Healthcare, and Methodist Health System generously contributed seed funding of $200,000, $100,000 and $25,000, respectively, for this initiative.