Affordable Loans

Capital Good Fund

Offers a variety of low-cost loans to fit your needs:

  • Crisis Relief Loan: $300 to $1,500 at 5% annual percentage rate
  • Immigration Loan: $700 to $20,000 at 15.99% annual percentage rate
  • Credit Builder Loan: 0% loan reported to all three credit bureaus to help you build credit; make 12 monthly payments of $5

Apply now

Society of St. Vincent de Paul

Offers three types of low-interest loans via their Mini Loan Program. To qualify for these loans, you must have a current income and a bank account with direct deposit.

  • Predatory Conversion Loans: Designed to pay off payday and auto title lenders by allowing you to convert to a low-interest, one-year loan of up to $4,000 at 3% interest.
  • Emergency Loans: Loans of $500 to $2,500 for major financial needs such as vehicle repairs, urgent home repairs, appliance purchases, apartment deposit, medical bills or funeral expenses
  • COVID-19 Mini Relief Loans: Loans of $500 to $2,500 for those who have a loss or reduction in income due to the COVID-19 pandemic; for routine monthly expenses such as rent/mortgage payments, utility bills and car payments

Apply now

Additional Resources

  • Community Loan Center: Employer-based small-dollar loans
  • NOVA: Facilitates access to credit, mobile phones, student and auto loans for immigrants without a U.S.-based credit history
  • On the Road Lending: Affordable loans for reliable cars
  • Petal: Offers no-fee credit cards using cash flow underwriting and serving consumers without established credit history
  • Self.: Helps individuals build credit while saving money by offering 12- to 24-month installment loans, with no credit history needed
  • SUSU: Reports rental payments to help build credit and provides rental relief
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