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Community Financial Stability

This innovative program enables North Texas families to increase savings, improve credit scores, reduce debt and avoid predatory loans.

Through Community Financial Stability, we pilot, replicate and scale successful financial products and services, including:

  • Free Tax Preparation services: delivers free tax preparation to ensure families can maximize their tax refunds and build a foundation for savings
  • Impact Loan Initiative: offers small loans that are fair and flexible and do not require a credit check, creating an alternative to predatory payday and auto loans
  • Dollars for College: expands access to affordable, long-term savings accounts for low- and moderate-income families
  • Financial Inclusion Roundtable: connects low- and moderate-income families to insured deposit accounts, fair credit and quality financial capability programs

Results & Impact

View Our Impact Across All Programs

19,151

free tax refunds filed
resulting in $15.2 million in refunds last year

45

new Dollars for College accounts
opened in 2024-2025 for a total of 1,101

$224,000

in small-dollar loans
provided through the Impact Loan Initiative

    19,151

    free tax refunds filed
    resulting in $15.2 million in refunds last year

    45

    new Dollars for College accounts
    opened in 2024-2025 for a total of 1,101

    $224,000

    in small-dollar loans
    provided through the Impact Loan Initiative

    Community Financial Stability was created by

    United Way of Metropolitan Dallas
    And enjoys the support of these generous sponsors
    Amegy Bank • American First National Bank • Capital One Bank • Communities Foundation of Texas • Internal Revenue Service • Opportun • Prosperity Bank • PurePoint Financial • US Bank • Wells Fargo

    Invest in Lasting Change

    Together, we can improve access to education, income and health so all North Texans can thrive.

    Explore Our Other Programs

    We create, lead and invest in initiatives that improve access to education, income and health.

    Character Playbook

    Encourages students to build values and character with the support and involvement of NFL players and representatives.
    Learn More

    Dollars for College

    Expands access to affordable, long-term college savings accounts for low- and moderate-income families.
    Learn More

    Healthcare Navigators

    Supports North Texans who are looking for health insurance through the Marketplace, Medicaid or CHIP.
    Learn More

    Help Me Grow NTX

    A free family support line that promotes child development by connecting North Texas families with community-based resources.
    Learn More

    Healthy Outcomes through Prevention & Early Support (HOPES)

    A parenting education program that empowers parents to create homes where children can thrive.
    Learn More