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Impact Loan Initiative

Impact loans serve as critical financial tools for underbanked individuals, providing an accessible and affordable alternative to high-cost, predatory lending products. Through the Impact Loan Initiative, United Way of Metropolitan Dallas provides philanthropic funding to support a loan loss reserve fund, which allows our partner Capital Good Fund to provide easy, honest and affordable loans to North Texans.

Impact loans are available up to $1,500 and enable residents to pay for a variety of household expenses, including rent and utilities, medical expenses and car repairs. The average loan size is approximately $998, and participants increase their credit score since repayments are reported to the major credit bureaus.

Results & Impact

230

Impact Loans
financed for more than $224,000 in 2024-2025

$998

average loan amount

    230

    Impact Loans
    financed for more than $224,000 in 2024-2025

    $998

    average loan amount

    Community Loan Initiative is a partnership of

    United Way of Metropolitan DallasCapital Good Fund

    Invest in Lasting Change

    Together, we can improve access to education, income and health so all North Texans can thrive.

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