No one needs more financial or emotional stress right now.  Here are some tips and resources to help you manage your money during this holiday season:

Plan Your Holiday Shopping

• Set a budget and make a list before you go shopping—either online or in-store.
• Resist the temptation to buy more, and spend more, as a reward to yourself, your family and friends for making it through a difficult year.

Avoid Pay Day Loans and Credit Card Debt

• Capital Good Fund, a partner of United Way of Metropolitan Dallas, offers low cost loans as a alternative to expensive payday loans and credit card debt. Loan rates as low as 5%.  Go to https://capitalgoodfund.org/en/  for more information.

Set Financial Goals for the New Year

• Improve your credit with Capital Good Fund’s 12-month credit builder loan: https://capitalgoodfund.org/en/
• Connect with a Financial Coach to help you set and meet your financial goals for 2021:
  • Catholic Charities Dallas: https://www.ccdallas.org/services/financial-security/financial-education/
  • Metrocrest Services: https://www.metrocrestservices.org/financial_education.php
  • The Senior Source: https://theseniorsource.org/what-we-do/financial-assistance/
  • The Wilkinson Center: https://www.thewilkinsoncenter.org/
  • WiNGS Dallas: https://wingsdallas.org/for-women/mymoney/