Skip to main content

Pathways to Economic Mobility

This innovative program enables North Texas families to increase savings, improve credit scores, reduce debt and avoid predatory loans.

Through Pathways to Economic Mobility, we pilot, replicate and scale successful financial products and services, including:

  • Free Tax Prep services: delivers free tax preparation to ensure families can maximize their tax refunds and build a foundation for savings
  • Affordable Loan Initiative: offers small loans that are fair and flexible and do not require a credit check, creating an alternative to predatory payday and auto loans
  • Dollars for College: expands access to affordable, long-term savings accounts for low- and moderate-income families
  • Financial Inclusion Roundtable: connects low- and moderate-income families to insured deposit accounts, fair credit and quality financial capability programs
  • Financial navigators: deliver individual financial guidance and education to ensure local families can meet their financial goals

Results & Impact

  • 9,478

    free tax refunds filed
    resulting in $13.2 million in refunds last year
  • $1,393

    average tax return
    provided to North Texans last year
  • 230

    small-dollar loans
    totaling nearly $200,000 provided to low-income individuals last year

    9,478

    free tax refunds filed
    resulting in $13.2 million in refunds last year

    $1,393

    average tax return
    provided to North Texans last year

    230

    small-dollar loans
    totaling nearly $200,000 provided to low-income individuals last year

    Pathways to Economic Mobility was created by:

    • United Way of Metropolitan Dallas
    And enjoys the support of these generous sponsors:
    • Amegy Bank
    • American First National Bank
    • Capital One Bank
    • Communities Foundation of Texas
    • Internal Revenue Service
    • Opportun
    • Prosperity Bank
    • PurePoint Financial
    • US Bank
    • Wells Fargo

    Invest in Lasting Change

    Together, we can improve access to education, income and health so all North Texans can thrive.

    Explore Our Other Programs

    We create, lead and invest in initiatives that improve access to education, income and health.