Financial Resources | United Way of Metropolitan Dallas

Financial Resources

United Way financial stability initiatives help families increase savings, improve credit scores, reduce debt and avoid predatory lending products. We’ve compiled a list of financial resources below to help our neighbors build a foundation for financial stability and economic mobility, establish savings and hold on to more of what they earn.


United Way of Metropolitan Dallas helps you save money and maximize your tax refund.

Last year, United Way’s free tax preparation services helped 12,500 families receive a total of $18.5 million in refunds. In addition, families save about $200 in preparation and filing fees.


  • It is completely free
  • It is complete safe- volunteers are IRS certified tax preparers
  • It saves you money. Clients save an average of $200 in tax preparation fees, plus get an average refund of $2,400 by claiming all their eligible all of the tax credits and refunds.

What to bring:

  • Photo ID
  • Social Security or ITIN cards for you, your spouse and dependents
  • All W2 and 1099 forms
  • Health insurance documents
  • Checking/ savings account number
  • Last year’s tax return



Mobile banking, savings and investing—all in one place.

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Bank On

These accounts feature low or no fees, no overdraft charges, online bill pay and other basic features.

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Capital One 360 Checking Account

Online checking account, no minimum deposits required, no fees.

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FDIC’s #GetBanked

Why is having a bank account so important? Find out at this website hosted by the Federal Deposit Insurance Corporation

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First United Bank Checking Account

Debit card, online banking and bill pay, no minimum balance, monthly fee waived with e-statements or required monthly balance.

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Nerd Wallet

Find the “best of” checking and savings accounts, credit cards and more

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Free, online savings account.

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Trust Fund

Mobile banking: debit card, savings and loans.

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two gentleman shake hands in office

Capital Good Fund

two gentleman shake hands in office

Capital Good Fund, a partner of United Way of Metropolitan Dallas, offers low cost loans as an alternative to expensive payday and auto title loans and credit card debt.

  • Crisis Relief Loan: $300 to $1,500 at 5% Annual Percentage Rate
  • Immigration Loan: $700 to $20,000 at 15.99% Annual Percentage Rate
  • Credit Builder Loan: 0% loan reported to all three credit bureaus; 12 monthly payments of $5
Click to Apply
woman shaking mans hand, employment opportunity

Society of St. Vincent de Paul

woman shaking mans hand, employment opportunity

Society of St. Vincent de Paul, offers three types of low-interest loans via their Mini Loan Program:

  • Predatory Conversion Loans, designed to pay off payday and auto title lenders by converting to a low-interest, one-year loan at 3% interest.
  • Emergency Loans, designed for major financial needs such as vehicle repairs, urgent home repairs, appliance purchases, apartment deposit, medical bills or funeral expenses.
  • COVID-19 Mini Relief Loans, for those who have a loss or reduction in income due to the COVID-19 pandemic, for routine monthly expenses such as rent/mortgage payments, utility bills and car payments.

Loan Requirements:

  • Must have a current income with direct deposit and a bank account
  • Loan amounts range from $500 to $2,500; conversion loans up to $4,000 available
  • Willing to receive financial coaching and work with an MLP advocate
Learn More
group of graduates


group of graduates

Employer-based loan program

  • United Way of Metropolitan Dallas has partnered with lending source TrueConnect to help North Texas employers offer safe and affordable loans to their workers.
  • TrueConnect is quick and easy to set up by your HR team. There is no cost or financial risk to the employer and the program is simple to administer and manage.
  • Your employees can privately apply for a personal loan of up to $3,000, with no credit check required.
  • Funds are available as soon as the next business day.
  • Employees pay back the loan via payroll deduction. Loan terms are typically one year, but there is no pre-payment penalty.
  • Free financial coaching is available to employees who want to talk to a professional about their specific financial situation.

If your company is interested in learning more about this opportunity, please contact Greg Mangum, Vice President of Economic Mobility at United Way of Metropolitan Dallas.

Contact Greg
man hands keys to another man

Other Resources

man hands keys to another man


Connect with a Financial Coach to help you set and meet your financial goals for 2021.